Real-Time Payments Gateway


Apply to become FedNow® Agents and Offer Real-Time Payments with Instant Transaction Capabilities


Apply to Become a FedNow® Agent and Provide Real-Time Payment Solutions with Instant Transaction Capabilities

Step into the future of financial transactions by joining the FedNow® and Real-Time Payments (RTP) Agents Program. This innovative program empowers Agents to offer advanced real-time payment solutions that enable businesses to process transactions instantly and securely. Equipped with cutting-edge tools and resources, Agents help businesses streamline their operations, enhance cash flow, and improve overall customer satisfaction. By becoming a FedNow® or RTP Agent, you’ll play a key role in transforming how businesses manage payments in today’s fast-moving economy.

Why Should You Join the FedNow® and RTP Agents Program?
The FedNow® and RTP Agents Program offers a straightforward and rewarding path to earning a sustainable income while helping businesses embrace modern payment technology. With no application fees, no monthly charges, and no licensing requirements, the program is accessible and easy to join. Agents gain access to advanced features, such as seamless integration with platforms like QuickBooks®, allowing businesses to optimize their invoicing and financial workflows. By delivering secure and efficient payment solutions, you’ll help your clients stay competitive in their industries while building a recurring income stream. Start your journey as a FedNow® Agent today and unlock the potential of real-time payments for yourself and your clients.

Attributes of FedNow Agents for your business clients using instant payments

Unlock the Benefits and Features of the FedNow® Instant Payments U.S. Government Program
Step into the future of financial transactions by joining the FedNow® and Real-Time Payments (RTP) Agents Program. This revolutionary initiative provides Agents with the tools to offer cutting-edge real-time payment solutions, allowing businesses to process transactions securely and instantly. Equipped with innovative resources, Agents can help streamline financial workflows, improve cash flow, and elevate customer satisfaction. By becoming a FedNow® or RTP Agent, you position yourself at the forefront of the financial revolution, transforming the way businesses manage payments while creating a reliable stream of recurring income.

What Is the FedNow® and Real-Time Payments (RTP) Agents and ISO Program?
The FedNow® and RTP Agents and ISO Program offers a unique opportunity to lead the way in modern financial technology. Designed by the U.S. Government, this program equips Agents and ISOs with advanced tools and state-of-the-art resources to deliver real-time payment solutions. Businesses benefit from instant transaction capabilities, streamlined operations, and enhanced efficiency, helping them stay competitive in today’s fast-paced economy. As a FedNow® Agent, you play a pivotal role in enabling businesses to eliminate payment delays, improve cash flow, and optimize customer experiences, all while earning steady, passive income.

Why Choose the FedNow® and RTP Agents and ISO Programs?
The FedNow® and RTP Agents and ISO Programs are simple to join and highly rewarding. With no application fees, monthly charges, or licensing requirements, the program is accessible to all. Agents gain access to features like seamless integration with QuickBooks®, simplifying invoicing and financial workflows for their clients. By providing businesses with secure, efficient, and real-time payment solutions, you empower them to thrive in an ever-evolving marketplace. These programs not only help businesses succeed but also allow you to grow your own income stream through recurring revenue. Start your journey today and become part of the real-time payments revolution. Empower businesses, transform operations, and achieve lasting financial success with the FedNow® and RTP Agents and ISO Program!

Creation Request for Payment Bank File

Call us, the .csv and or .xml FedNow or Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) shows how to implement Create Real-Time Payments Request for Payment File up front delivering a message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continues through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank. Request for Payment

... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.


Contact Us for FedNow Agents payment processing